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Rosa Elena
Rosa is a 25 year old woman. She lives in the city of Ica with her spouse and 3 children, whom she loves and who are her main reason for living. She is a kind, hardworking person who with her spouse puts all of her effort into getting her family ahead. Lamentably, Rosa wasn't able to study a profession, but she would have liked very much to do so. In her free time, she likes to share happy moments with her family.

With much hard work and enthusiasm, Rosa started her small business selling beauty products. She starts her work early every mroning. She can work approximately 10 hours a day and she thinks it is going well for her because of her dedication and the good service she gives her customers.

Rosa is very grateful to the Kiva lenders, sonce thanks to their help, she can buy her merchandise, such as shampoo, perfume, makeup, creams and other beauty items. This way, Rosa's business will be better stocked. She hopes to increase her sales and acheive her dream of seeing her children have great professional careers and good men.
View original language description ↓
Rosa es una mujer de 25 años, vive en la ciudad de Ica con su pareja y sus 3 hijos, a quienes ama y son su principal razón en la vida, ella es una persona muy amable, trabajadora, que junto con su pareja dedican todos sus esfuerzos por sacar adelante a su familia; lamentablemente Rosa no pudo estudiar una carrera profesional, pero le hubiera gustado mucho poder hacerlo, en sus ratos libres le gusta compartir gratos momentos con su familia.
Con mucho empeño y entusiasmo, Rosa puso en marcha su pequeño negocio de venta de productos de belleza, todos los días desde tempranas horas de la mañana inicia su labor, ella puede trabajar un aproximado de 10 horas diarias y cree que le va bien por su dedicación y por el trato amable que brinda a sus clientes.
Rosa se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mercadería, tales como: shampoo, perfumes, maquillaje, cremas, entre otros artículos de belleza; de esta manera Rosa tendrá su negocio mejor abastecido, con ello espera aumentar sus ventas e incrementar sus ingresos económicos, los cuales poco a poco le servirán de mucho para poder ampliar su negocio y con ello espera lograr su gran sueño de ver a sus pequeños convertidos en buenos profesionales y en hombres de bien.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 108
    View loans »
    Peru Loans Fundraising
  • $56,100,525
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Rosa Elena to buy merchandise such as shampoo, perfume, makeup, creams, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 16, 2012
Listed
Sep 16, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2013