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Toribia Susana

Update on Toribia Susana

Toribia is 36 years old, married, and has two children ages 5 and 16. She is a client who finds herself in her second sequence with the institution. She lives in the Las Lomas zone and dedicates herself to varnishing, detailing and finishing of chairs. Her workshop is in her own home where she lives with her children and husband, who dedicates himself to carpentry making doors and kitchen cabinets. The loan is destined for the purchase of lumber and a planing machine. Toribia lives in her own home, which is still under construction. In the future, she plans to finish building her home and therefore bring more comfort to her family. The whole family works, supporting each other in the making and selling of the furniture. Over time, she would like to have a larger workshop to be able to employ more laborers and therefore other youngsters will also learn the carpentry trade. Things went very well with the previous loan and, for this reason, she continues investing in her business.
View original language description ↓
La señora Toribia tiene 36 años es casada y tiene dos hijos que son de las edades de 5 y 16 años, ella es cliente que se encuentra en su segunda secuencia en la institución vive en la zona de las lomas, ella se dedica al barnizado, afinado y acabado de sillas su taller esta en el mismo domicilio vive con sus hijos y su esposo que se dedica a la carpintería realiza puertas y closets para cocina el crédito esta destina para la compra de madera y un acepilladora, la Sra. Toribia vive en casa propia a medio construir. Mas adelante tienen planificado realizar la construcción de su vivienda y así brindar más comodidad a su familia, Trabaja toda la familia, apoyándose juntos en la fabricación y comercialización de muebles, con el tiempo desea tener un taller más grande y así poder emplear mano de obra ya que otros jóvenes también aprendan el oficio de la carpintería, con el anterior crédito le fue muy bien por este motivo sigue invirtiendo en su negocio.

Previous Loan Details

Toribia is a new loan client. She lives in Las Lomas zone and works in carpentry, mostly varnishing, detailing and finishing chairs. Her workshop is located in a room in the house where she lives with her children and husband, who also works in carpentry making doors and kitchen cabinets. Thi... More from Toribia Susana's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $2,817
    Average annual income
  • 79
    View loans »
    Bolivia Loans Fundraising
  • $29,441,350
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Toribia Susana to buy a planing machine and lumber.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 14, 2012
Listed
Sep 16, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013
This photo was used before for a previous loan for Toribia Susana. It was first posted on Kiva on Dec, 2011. Learn More