Lucia is married and 27 years old. She didn't have the chance to go to school. She has 3 children, 2 of whom are in school. She sells fabrics and huipiles [an item of traditional clothing]. She started this business with her sister's help and has 6 years experience so far. She has her husband' support, as he is a merchant as well.
The group has organized to asl for a loan which it will use to buy huipil fabric and improve the amount of things to sell, since she has to prepare the huipiles that she sells. She hopes in the future to have more income and a more stable business. The other members of the group are merchants.
La señora Lucia esta casad, tiene 27 años de edad, no tuvo la oportunidad de estudiar, tiene 3 hijos 2 de l0s cuales están estudiando, se dedica a la venta de cortes y guipiles, inicio este negocio con la ayuda de su hermana, hasta el momento lleva 6 años de experiencia, cuenta con al apoyo de su esposo quien se dedica al comercio también.
Organiza un grupo para solicitar un préstamo que lo utilizara para la compra de y cortes guipiles y mejorar la cantidad de venta, ya que tiene que costura y prepara los guipiles que vende, espera en el futuro tener un mayor ingreso y un negocio mas estable. Las demás integrantes del grupo de dedican al comercio.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.