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Jenny Maritza
Jenny is a hardworking woman. She says that her family has always owned a bakery, which is how she learned to make bread, pastries, sweets, and other baked goods. Jenny invested money to start her own business where she currently works from 5:00 A.M. to 8:00 P.M. in order to support her family. In order to provide greater security, metal bars were installed over her business.

Jenny is married and has four children who attend a state school. Her husband also helps at the bakery. She has several aspirations for her business, so she wants a loan in order to buy ingredients for making bread. Jenny also wants to buy an oven to increase her sales. Among her goals are to improve her living conditions and to grow her business.

View original language description ↓
Jenny es una mujer trabajado y ha tenido la dicha que su familia siempre ha tenido panadería, fue ayer que ella aprendió a elaborar panes, pasteles, dulces etc. Jenny invirtió dinero para poner su propio negocio y desde entonces en la actualidad su horario de trabajo es de 5:00am hasta las 20:00pm y la apoya su familia. Para una mayor seguridad ha puesto rejas en su negocio.

Jenny está casada, tiene 4 hijos estudian en escuela fiscal, su esposo también le ayuda en la panadería. Tiene muchas aspiraciones en su negocio por eso quiere un préstamo para comprar ingredientes para elaborar pan y comprar un horno para aumentar su volumen de ventas. Unas de sus metas es mejorar el estado de su vivienda y que crezca su negocio

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 85
    View loans »
    Ecuador Loans Fundraising
  • $25,054,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Jenny Maritza to buy flour, eggs, and an oven.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 7, 2012
Sep 17, 2012
Currency Exchange Loss:
Sep 25, 2013