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Carmen
Carmen, 54 years old, is a happy and hard-working woman. She has been married to her husband Pablo for many years. They live in their own house along with her brother-in-law. She has four children who are independent adults, but who visit her frequently. Carmen has worked doing many different things, but her main work has been a grocery store. She has a small store set up in her home where she waits for customers who come in search of any type of product and are sure to find it there. She has been doing this work for nine years and her husband helps her.

She considers her business to be profitable because of the good income she earns. She likes that her work is independent, which gives her time to do other activities, in addition to being able to being a calm and punctual teacher at a school in the city. Her business always has customers, and in addition she has a good record of sales with beverage distributors who have given her display cases for their products. She has big plans for her business and how it will grow. In the future, she wants to expand since one of her main projects is to make her grocery store larger.

This is her 19th loan with MFP and she is very happy to know that she has financial support since this makes her feel secure in moving forward with her business. Carmen promises to make her payments on time, like she did with her past loans. She is very happy to belong to her community bank since all the people are responsible and supportive.

With the requested loan of 1500 soles, she will purchase more merchandise since groceries are experiencing a price change and she wants to have a larger quantity to be able to sell at a low price and keep her customers happy.
View original language description ↓
Carmen, de 54 años, es una mujer alegre y trabajadora. Está casada con su esposo Pablo desde hace muchos años. Viven en su casa propia junto a su cuñado. Tuvo 4 hijos hijos que ya son mayores e independientes, pero la visitan constantemente. Carmen durante su trabajo, realiza muchas actividades, pero la principal es la venta de abarrotes, tiene un pequeña bodega acondicionada en su casa en donde espera a sus clientes que van en busca de cualquier tipo de producto que están seguros de encontrar ahí. Lleva haciendo éste trabajo más de 9 años, y cuenta con la ayuda de su esposo.
Considera su negocio rentable por las buenas ganancias que le deja.
Le gusta su trabajo pues es independiente, tiene tiempo disponible para realizar otras actividades, además de poder asistir de manera puntual y tranquila a su empleo como docente de una institución educativa de la ciudad. En su negocio siempre tiene clientes, además como mantuvo un buen record de compras de una distribuidoras de gaseosas, le pusieron una exhibidoras para sus productos, ella tiene grandes planes con su negocio, como hacerlo crecer, ella cree que más adelante podrá ampliar ya que uno de sus proyectos primordiales es el de agrandar su tienda de abarrotes. Este es el crédito número 19 con MFP, está muy contenta de saber que tiene un poyo financiero, ya que así se sentirá segura de avanzar con su negocio, por su parte ella se compromete a pagar sus cuotas de manera puntual, como en anteriores créditos que tuvo. Además está muy contenta de pertenecer a su banco comunal ya que todos son muy responsables y solidarios.
Con el monto solicitado 1500 soles, comprará más mercaderías para ofrecer ya que los abarrotes están experimentando un cambio de precio y ella desea tener en mayor cantidad para poder vender a precio bajo y seguir teniendo a sus clientes contentos.

About Peru

  • $6,715
    Average annual income
  • 102
    View loans »
    Peru Loans Fundraising
  • $55,238,100
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD