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Margaret Lum
Margaret is one of two wives and mother of five children and six step-children. She has received training in “Achuboh” (cooking and retailing food by the roadside), marketing techniques and management skills. She successfully repaid her first two loans and provided lunch to the hungry.

With $600 she plans to increase her business by buying pots, plates, buckets, spoons, firewood, palm-oil, 4 bags of corn, a bag of beans and containers for preservation. She will provide breakfast and lunch to bachelors, day-students, hawkers, laborers and travelers.

She plans to pay her loan in 18 months. The first repayment installment shall be made on the fourth month from the date of disbursement of the loan.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,421
    Average annual income
  • 0
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    Cameroon Loans Fundraising
  • $1,168,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD