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Gilda
Gilda is 48 years old. She is a hard working and enterprising woman, happy and charismatic. She is married to Lucio who is a teacher, and they have 3 children, Leyder, Patricia and Elar of 26, 23, and 21 years of age respectively, living in their own house which they managed to buy through their many efforts.

Gilda sells food, from a menu with extra dishes, in a small facility that she adapted in her own home, where she put the tables and chairs needed to accommodate her customers, with delicious dishes, with good homemade flavors that she learned from her mother, earning the appreciation of her clients. She also sews undergarments in the evenings, winning many clients through her good service. She started her business more than six years ago, and has an assistant helping whom she pays monthly.

She likes her work because she has an income that helps her husband with the household expenses, because many times the earnings of her husband as an employee of a private entity was not enough, so she decided to start her business. On the other hand she does not like it because she is exhausted at the end of each working day. But that does not discourage her and she continues working wanting to get ahead. This is why she has plans to grow her business, improving the atmosphere and varying the dishes, and also she wants to sell vegetables in front of her house.

This is her 13th loan through MFP. She feels happy and grateful for the opportunity to have a line of credit so that she can get ahead in her business, and thus she agrees to complete payment of the loans as she has with previous ones. Furthermore, she feels comfortable with the communal group that she is a member of as she considers them to be responsible and committed people with their obligations. With the requested amount of 2600 soles she will invest in the purchase of ingredients for the preparation of food, such as rice, oil, beans and other items searching for low prices in order to have higher profits.
View original language description ↓
Gilda, de 48 años de edad es una mujer trabajadora y emprendedora, alegre y carismática.
Está casada con Lucio quien es docente, fruto de esa unión tienen 3 hijos; Leyder, Patricia y Elar de 26, 23 y 21 años de edad respectivamente, habitando una casa que es de su propiedad la cual lograron comprar a base de mucho esfuerzo. La actividad que realiza Gilda es la venta de comidas, como menús y platos extras, contando con un pequeño local que logró ambientar en su propia casa, en donde puso sus mesas y sillas necesarias para atender cómodamente a sus clientes, con sus deliciosos platillos, con la buena sazón de casa que aprendió de su madre, logrando ganarse la preferencia de sus clientes. También realiza la costura de ropas interiores por las tardes, logrando ganarse muchos clientes por su buena atención.
Se inició hace más de 6 años, tiempo que viene funcionando su negocio y viene atendiendo con el apoyo de una ayudante que le ayuda y a la que paga por mes.
Le gusta su actividad por tener un ingreso económico con el cual apoya en los gastos del hogar a su pareja, ya que muchas veces con los ingresos de empleado en una entidad privada de su pareja no les alcanzaba, entonces decidió iniciar su negocio. Por otro lado, no le gusta su actividad pues resulta ser agotador al termino de cada día de trabajo, pero eso no la desanima y sigue trabajando deseosa de progresar. Por eso tiene planes de hacer crecer su negocio, mejorar sus ambientes y variar sus platillos, además de poner una venta de verduras en el frontis de su casa. Este es el préstamo número 13 con la institución MFP, se siente contenta y agradecida por la oportunidad de contar con una línea de crédito para poder avanzar con su negocio, por eso se compromete a cumplir con el pago de sus cuotas, como en créditos anteriores. Además se siente cómoda con el grupo comunal que conforma, ya que considera a sus miembros ser personas responsable y comprometidas con sus obligaciones. Con el monto solicitado de 2600 nuevo soles. Los invertirá en la compra de ingredientes para la preparación de comidas, como arroz, aceites, menestras y demás, buscando menores precios para obtener mayores ganancias.

About Peru

  • $6,715
    Average annual income
  • 129
    View loans »
    Peru Loans Fundraising
  • $56,116,275
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Gilda to buy rice, oil, and beans for the delicious homemade food she prepares in her home-based business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 8, 2012
Listed
Sep 15, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2013