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Cecilia Gertrudes
Cecila, age 38, is a single mother. She has a son who goes to public school. Cecilia is considered to be a tenacious woman. She seeks a way to survive in this very difficult life in order to give her son a better life.

She started by doing the business activities of selling food and selling cosmetic products. Her brother gave her the idea of recycling cardboard, paper, and bottles. Little by little she started the recycling business.

This business activity is currently what generates income for her. She will use the loan to buy sacks and materials in order to be able to recycle. This way she will sell the cardboard, paper and bottles more quickly.

Her dream is to build a house on an empty lot in order to get her own property.
View original language description ↓
Cecila tiene 38 años es madre soltera y tiene un niño que está en una Escuela fiscal. Cecilia se considera una mujer luchadora ya que ella busca la forma de subsistir en esta tan vida difícil para darle una mejor vida a su hijo.
Ella empezó a realizar actividades de ventas de comida, ventas de productos cosméticos y un hermano le dio la idea de reciclar, cartones, papeles, botellas, poco a poco ella comenzó el negocio de reciclaje. En la actualidad es esta su actividad que le genera ingresos.
Con el préstamo va a comprar sacos y materiales para poder reciclar y así vender más rápidamente los cartones, papeles, botellas. El sueño es construir una vivienda en lote vacio para obtener su propio activo.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 50
    View loans »
    Ecuador Loans Fundraising
  • $24,303,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Cecilia Gertrudes to buy sacks and materials in order to be able to recycle.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 7, 2012
Listed
Sep 15, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 3, 2014