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Elza is from the small town of Rustavi, East Georgia. She is 41 years old. Elza is married and lives with two grown sons.

The family earns a living through a dairy business. In particular, they have three milk cows. Elza milks the cows and produces cheese. She sells milk and cheese locally. Elza is a very hardworking woman, but she still doesn’t have enough income to make some savings and improve the living conditions of the family.

She requested a loan to purchase food for cattle. With this credit, she will purchase lucerne (alfalfa), which will be used for feeding the cows during the fall and winter seasons. Since the cows will be fed properly in winter, they will give a planned amount of milk to the family. This will increase the income of the family. With the increased income, Elza will improve the living conditions of the family. She awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 41
    View loans »
    Georgia Loans Fundraising
  • $7,896,375
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Elza to purchase food for cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 7, 2012
Sep 11, 2012
Currency Exchange Loss:
Sep 17, 2013