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Giulbakhar is 54 years old and lives in the Gardabani district with her family: her husband and two children (14 and 15 years old). The children go to the local school. Giulbakhar’s husband works as an artisan and gets a monthly income.

The family is involved in the agricultural business. In particular, they rent a plot of land where broom plants are grown. They then produce brooms and sell them at the local open market. Giulbakhar also runs a store where she trades in clothing and shoes.

With the requested loan, she plans to water the broom plants, weed and pay for workers. The other part of the loan will be used for adding more variety of clothes and shoes to Giulbakhar’s shop. This will increase the sales and income of the family. With the increased income, Giulbakhar will make the family house more comfortable and improve the living conditions of the family.

Giulbakhar is a hardworking woman. She is hoping to generate profit from this loan. She thanks you for your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 42
    View loans »
    Georgia Loans Fundraising
  • $7,901,050
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,425 helped Giulbakhar to water the broom plants, weed and pay workers. She will also add more variety of clothes and shoes to her shop.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Aug 10, 2012
Sep 11, 2012
Currency Exchange Loss:
Dec 15, 2012