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Feniasse is married and has 3 adult children, 1 of whom is still in school. He owns the home where he lives with his family and he also supports his parents, sending them money to help out with household expenses. He is a carpenter. With this loan he will purchase construction materials (blocks, cement, sand, iron, etc.) in order to expand and improve his house. In the future he plans to continue making improvements to his home to make it comfortable for his family. He promises to make his loan payments as scheduled in order to request additional loans from Hluvuku. The challenge he faces is the high cost of construction materials in the local market.
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Casado e pai de 3 filhos já maiores de idade apenas 1 ainda vai a Escola, vive na casa própria com a sua família e sustenta seus pais enviando algum valor para ajudar nas despesas de casa.
É carpinteiro de profissão. Com o presente empréstimo pretende comprar material de construção (blocos, cimento, areia, ferro e outros) para ampliação e melhoramento da sua casa.
No futuro pretende continuar a melhorar a sua casa para garantir conforto a sua família, assim compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é o elevado custo de material de construção no mercado local.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 41
    View loans »
    Mozambique Loans Fundraising
  • $2,858,300
    Funds lent in using Kiva
  • 28.5
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Feniasse to purchase construction materials (blocks, cement, sand, iron, etc.) to expand and improve his home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 7, 2012
Oct 1, 2012
Currency Exchange Loss:
Nov 17, 2013