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Constantino is married and has 3 adult children who are not in school. He owns the home where he lives with his family and he also supports his stepchildren, who live with him. Constantino is in the military and works as a security guard. With this loan he plans to purchase construction materials (electrical supplies, labor, etc.) to continue making improvements to his home. In the future he plans to continue making improvements to his home to guarantee comfort for his family. He promises to make his loan payments as scheduled in order to request additional loans from Hluvuku. The challenge he faces is paying off his loan in order to request another one as soon as possible.
View original language description ↓
Casado e pai de 3 filhos já maiores de idade não vão a Escola, vive na casa própria com a sua família e sustenta seus enteados que vivem com ele.
É militar e trabalha como segurança. Com este empréstimo pretende comprar material de construção (material eléctrico, mão de obra e outros) para poder continuar com o melhoramento da sua casa.
No futuro pretende continuar a melhorar a sua casa para garantir conforto a sua família, assim compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é conseguir liquidar o empréstimo para solicitar outro o mais rápido possível.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 117
    View loans »
    Mozambique Loans Fundraising
  • $2,802,350
    Funds lent in using Kiva
  • 28.5
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Constantino to purchase construction materials (electrical supplies, labor, etc.) to continue making improvements to his home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 7, 2012
Oct 1, 2012
Currency Exchange Loss:
Jul 17, 2013