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Khin P. is 34 years old. She earns 1 US$ per day as a mostly subsistence farmer in Kampong Cham province. Her husband works a few hours away in the capital city of Phnom Penh as a hotel security officer. Pheng Vy earns 2 US$ per day. They only have one child together who is still very young and will not enter school for another couple years. Khin P. has been able to manage her farm well and wants to buy more land to grow more rice and thereby expand her income.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 314
    View loans »
    Cambodia Loans Fundraising
  • $37,587,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Khin to buy farmland.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 19, 2008
May 5, 2008
Currency Exchange Loss:
Dec 15, 2009