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Rapid development of the modern world forces one to try harder to achieve success. Khairy is trying to improve her family's quality of life and financial situation. She is married and raising two children. Her husband receives a small salary, which is insufficient to provide the family with all necessities of life. Khairy has decided to help her husband for the benefit of their family. To this end, she took the course "Succeed" organized by the Association of Businesswomen and received her graduation certificate. Now she is quite capable of starting her own business and becoming successful.

Khairy would like to focus her business on sewing traditional blankets for sale, as she has experience in this area. In the future, she wants to open her own workshop and train apprentices in her craft. In order to launch her business, she is requesting this loan of 4000 somoni to purchase various fabrics for sewing blankets. Khairy is counting on your kindness.
View original language description ↓
Бурное развитие современного мира заставляет человека стараться больше для достижения успеха. Хайри старается улучшить условия жизни и стимулировать экономическое состояние семьи. Она замужем и на воспитании имеет двоих детей. Ее муж получает маленькую зарплату. Это зарплата не хватает для обеспечения семьи со всеми необходимыми средствами. Хайри решила помочь мужу для благо получения семьи. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере. Она хочет организовать бизнес с шитьем и продажи национального одеяло, так как имеет опыт в этом виде бизнеса. В дальнейшем она хочет открыть собственный цех и обучить учеников своим ремеслом. Она запрашивает кредит на сумму 4000 сомони для покупки разновидных тканей для шитья одеяло, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 265
    View loans »
    Tajikistan Loans Fundraising
  • $30,430,025
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Khairy to buy different varieties of fabric for sewing traditional blankets.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 28, 2012
Sep 6, 2012
Currency Exchange Loss:
Jul 17, 2013