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Jayanti is a 35-year-old widow living with her four daughters, age 18, 16, 14 and 12 years. Her husband died one year ago because of brain malaria. After his death she was burdened with all her family responsibilities, so she started working as a daily labourer in a construction company. Her elder daughter, who had to drop out of college to share her mother’s burden, started tutoring the children in her village.

Jayanti has a plan to start a stationery shop in her village as there is no other stationery shop in her village and people have to travel to the market, which is five kilometers away from the village, for purchasing stationery items. She will keep notebooks, books, stencils, scales, pens, pencils and other stationery items in her shop.

She has requested a loan amount of 30,000 INR for establishing her stationery shop.

She has a dream to allow her daughters to study and not leave their studies because of financial crises and save some money for their future.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 195
    View loans »
    India Loans Fundraising
  • $5,211,575
    Funds lent in using Kiva
  • 55.7
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $550 helped Jayanti to pay for items like notebooks, stencils, pens, pencils, books, etc. for her stationery shop.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Aug 31, 2012
Sep 10, 2012
Currency Exchange Loss: