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Dasarathi is a 31-year-old disabled man living with his parents, his wife and a 2-year-old son. He is the only person earning an income in his family. He owns and manages a variety store from which he earns 5,000 INR per month. He sells betel, biscuits, toffees, wafers, tobacco sachets, face cream, talcum powder and hair oil in his variety store.

He has a plan to make his shop bigger and add more items like soft drinks and fashion accessories (earrings, bracelets, anklets, bangles, etc.). He says that by adding these items to his shop, his monthly income will increase and he can make his family live a better and happier life.

He has requested a loan of 20,000 INR to purchase more stock of what he sells, a refrigerator for keeping soft drinks and fashion accessories.

He has a dream of making his son study in a good school and saving some money for a bright future.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 160
    View loans »
    India Loans Fundraising
  • $5,194,825
    Funds lent in using Kiva
  • 55.7
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $375 helped Dasarathi to purchase biscuits, wafers, face creams, fashion accessories and a refrigerator for keeping soft drinks.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Aug 31, 2012
Sep 9, 2012
Currency Exchange Loss: