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Nabin is a 36-year-old physically challenged person. He lives with his wife who is 31 and his son who is 6 years old. He has a variety shop at a local market that is 500 meters from his home. He has eight years of experience in this field. He earns 5,000 INR to 6,000 INR from this variety store. In his shop, he sells soap, shampoo, potatoes, onions, cooking oil, toothpaste, toothbrushes etc. and he wants to purchase a refrigerator so that he can sell soft drinks. He also wants to add some new items like detergent, toffees, biscuits, chocolates etc.

He has requested a loan of 20,000 INR to purchase a refrigerator and the above items so that he can meet the customers’ demands and create an attraction for his shop. He has a dream of constructing a house for him and sending his son to school.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 161
    View loans »
    India Loans Fundraising
  • $5,194,825
    Funds lent in using Kiva
  • 55.7
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $375 helped Nabin to purchase shampoo, potatoes, onions, cooking oil, toothbrushes, detergents and a refrigerator for his variety shop.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Aug 31, 2012
Sep 9, 2012
Currency Exchange Loss: