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Manas Ranjan
Manas Ranjan is a 29-year-old disabled person staying in the village of Odisha, India with his parents. He is the only child of his parents. As a physically challenged person, he is unable to do hard work, so his father has established a grocery shop for him in his village. He has four years of experience in this grocery shop. He is the only person in his family earning an income. This business is helping him to run his family. He sells rice, edible oil, grains, sugar, soap, hair oil and spices in his shop and earns 4,000 INR per month.

There are 70 families living in his village and they are dependent on his shop for daily household necessities but he is unable to meet the customers' demands as his shop is small and has limited stock. He wants to enhance his business by stocking more of what he sells and adding some more goods like detergents, toothbrushes, toothpaste, electric bulb etc. in his shop. He has a plan to purchase the goods in bulk so that it will reduce his transportation and buying cost. He has requested a loan of 20,000 INR to purchase these goods.

He hopes to build a house for his family and save some money for his future and his marriage.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 32
    View loans »
    India Loans Fundraising
  • $5,655,475
    Funds lent in using Kiva
  • 55.7
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $375 helped Manas Ranjan to purchase rice, edible oil, grains, sugar, soap, hair oil, spices, detergents, toothbrushes etc for his grocery shop.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Aug 31, 2012
Sep 9, 2012
Currency Exchange Loss: