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Hean is 41 years old and married, blessed with seven children. They live happily in a small village of Oddar Meanchey province.

Hean has spent most of her lifetime in rice husbandry to make a livelihood. She pursued her business to provide a good education to all her children. All of them are very grateful to their parents and always help them in managing the maintenance of the rice field, whenever their class schedule permits.

As her rice is growing, Hean needs supplies to spread on it to enable its growth quickly and to protect it from insects. Because of inadequate capital, Hean is requesting a credit through HKL to purchase fertilizer and pesticides for her rice crop.

She hopes to have better yields in the coming season with the help of the loan.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 306
    View loans »
    Cambodia Loans Fundraising
  • $37,579,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Hean to purchase fertilizer and pesticides for her rice crop.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 6, 2012
Sep 9, 2012
Currency Exchange Loss:
Mar 21, 2013