Update on Ana MariaAna María is now 33 years old. She is married and has three children. She lives in Tambo Real, in the province of Anta, whre she produces and dairy products such as milk, cheese, and yogurt and sells them in the markets and shops in the region. Ana María needs more milk to make her products, so she will use the requested loan to buy a milk cow. She is very grateful to Kiva for helping her with her business and is committed to making her payments on time. Ana María belongs to the San Bartolo de Tambo Real village bank in Tambo Real, Anta Province, in Cusco, Peru. Ana María wants to offer her children a better life and education. She makes sacrifices for them and hopes to work hard and save money to pay for their education.
La socia está muy agradecida con KIVA por ayudarla a desarrollarse en su actividad y se compromete a cumplir con el pago de sus cuotas puntualmente. Ana María pertenece al banco comunal “San Bartolo de Tambo Real” distrito de Tambo Real de la provincia de Anta en Cusco – Perú.
Ana María quiere proporcionarles una mejor vida y educación a sus hijos, y por ellos se sacrifica, así que espera trabajar mucho y ahorrar para invertir en la educación de ellos.
Previous Loan DetailsThis member, Sra. Ana Maria, belongs to the San Bartolome de Tambo Real communal bank, which is located in the district of Anta, in the province of Anta and the department of Cusco. Ana Maria is 32 and is a single mother with 3 children. She sells milk and cheese and she is also a farmer. She ... More from Ana Maria's previous loan »
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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