Check out some available loans that are similar to this one!

Update on Sebastiana

Sebastiana is now 52 years old. She is married and has 6 children. She lives in the district of Tambo Real in the province of Anta. She continues in the buying and selling of dairy such as milk, cheese and yogurt. Sebastiana needs more milk to make her products and she will invest her requested loan to buy more milk.

She is very grateful to KIVA for helping her develop in her activity and promises to comply and be punctual with the monthly payments. Sebastiana belongs to a communal bank “San Bartolo de Tambo Real” in the district of Tambo Real in the province of Anta de Cusco-Peru.

Sebastiana wants to provide a better life and education for her children. And for them she sacrifices. She hopes to work hard and save to invest in their education.
View original language description ↓
La socia es la señora Sebastiana, ahora tiene 52 años de edad, está casada y tiene 3 hijos, vive en el distrito de Tambo Real de la provincia de Anta, la socia se sigue dedicando a la producción y venta lácteos como leche, queso y yogurt. Sebastiana necesita más leche para elaborar sus productos, por ello invertirá su préstamo solicitado en comprar más leche.
La socia está muy agradecida con KIVA por ayudarla a desarrollarse en su actividad y se compromete a cumplir con el pago de sus cuotas puntualmente. Sebastiana pertenece al banco comunal “San Bartolo de Tambo Real” distrito de Tambo Real de la provincia de Anta en Cusco – Perú.
Sebastiana quiere proporcionarles una mejor vida y educación a sus hijos, y por ellos se sacrifica, así que espera trabajar mucho y ahorrar para invertir en la educación de ellos.

Previous Loan Details

Sebastiana is 52 years old and has three children. She lives in the Tambo Real community in the Anta District, department of Cusco. The people living in Sebastiana's community have been active in agriculture and livestock farming for a long time; one could even say since they were children. Se... More from Sebastiana's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 128
    View loans »
    Peru Loans Fundraising
  • $57,919,550
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,350 helped Sebastiana to buy milk.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 24, 2012
Sep 19, 2012
Currency Exchange Loss:
Mar 15, 2013
This photo was used before for a previous loan for Sebastiana. It was first posted on Kiva on Mar, 2011. Learn More