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Isabel
Isabel, 52, is a hardworking, happy and charismatic woman. She is married to Marden, who is a laborer, and they have been together for many years. They have four children as the fruit of their union; the oldest three are already self-supporting. The couple lives with their youngest daughter, Janise, 21, in their own home.

Isabel has a business selling a well known brand-name ice cream and different flavors and brands of soft drinks. She has a refrigerator installed in her house that she was able to purchase with her own earnings. She notes that there is a great demand for her products during the summer months, when she is busy waiting on her customers.

She started this business with her husband more than four years ago with a loan from MFP and it has helped pay for part of their expenses. Her husband still helps her in his spare time. She likes her business because of the income, which pays for household expenses. Now that she has her last daughter at home, she is also able to provide her with an education as she did for her older children.

She also continues running her business not only due to the need to have an income but also in order to feel that she is a productive person. She notes that running this business always keeps her active and she wants to continue looking for ways to make it grow and earn higher profits.

This is her 13th loan from MFP and she is pleased with the financial support that she has been receiving. Consequently she is committed to continuing to make her payments on time as she has done with previous loans. She is also pleased with her communal bank and considers its members to be responsible and supportive people. She will use all of the money she has requested, S/. 3,000, to buy more products for her business, such as brand-name ice cream and various flavors and brands of soft drinks. Thus she will the stock available to sell and be able to earn a higher income.
View original language description ↓
Isabel, de 52 años de edad, es una mujer trabajadora, alegre y muy carismática. Está casada con Marden quien es obrero, llevan viviendo muchos años juntos, fruto de esa unión tienen 4 hijos: los 3 mayores de ellos ya son independientes. Juntos viven en compañía de su última hija Janise de 21 años de edad en su propia casa.
La actividad que realiza Isabel es la venta de helados de una marca reconocida y bebidas gasificadas de diversos sabores y marcas, contando con un refrigerador instalado en su propia casa que logró comprar con sus propios ingresos, comenta que en temporada de verano tiene bastante demanda, atendiendo muy amablemente a sus clientes. Empezó éste negocio con su esposo hace más de 4 años con un préstamo de MFP, con el que pagaban parte de sus gastos, y hasta en momento le sigue apoyando en sus ratos libres.
Le gusta su actividad por el ingreso económico con el cual logra solventar los gastos de su hogar, ahora que tiene a su última hija en su casa, le brinda educación, como hizo con sus hijos mayores.
Así como también sigue en el negocio por la necesidad de contar un ingreso económico y sentirse una persona productiva, comenta que realizando ésta actividad siempre lo tiene presente, y desea continuar, buscando hacerlo crecer y tener mayores ganancias. Este es el préstamo número 13 con la institución MFP, se siente contenta con el apoyo financiero que viene recibiendo, por eso se compromete a seguir cumpliendo con el plago de sus cuotas, como en anteriores créditos. Por otro lado se siente a gusto con su grupo de su banco comunal, considera a sus miembros ser personas responsables y solidarias. Con el monto solicitado de 3000 nuevos soles, lo invertirá en su totalidad en más productos para su negocio como los helados de marca y bebidas gaseosas de diversos sabores y marcas, para tener un stock disponible para la venta, así podrá tener mayores ganancias.

About Peru

  • $12,000
    Average annual income
  • 126
    View loans »
    Peru Loans Fundraising
  • $57,346,375
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Isabel to purchase various flavors of soft drinks and ice cream.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 8, 2012
Listed
Sep 15, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2013