Update on Juan IreneJuan is 56 years old, is married and he has five children, only one of whom lives with him. He is a mason by profession, he builds houses and improves homes together with his children, now that they have learned the profession of masonry and they complete work contracts. He also works as a farmer, specifically by planting corn. This time around he wants to sow 14,000 square meters of corn. He has been doing this activity for more than 35 years. He told us that his family worked on this productive activity, that it is part of his family heritage.
He buys the fertilizers, manure, seeds, formulates in the markets in the region that he visits at a distance of two kilometers from his house.
This is the second Kiva loan that Juan seeks and it is to purchase: eight sacks of fertilizers, 50 pounds of seeds, two litres of herbicides and payment for manual labor.
The most basic and most important necessity that would be met by the investment is the planting of corn for him and his family's consumption. Now that the earth is prepared in anticipation, he feels an urge to plant the corn in rows. Moreover, he will obtain the corn seeds now, because later in the season it is very expensive and he does not have sufficient money to buy it. This way he can improve his quality of life. It doesn't worry him because this product can be stored.
Juan has plans for the future to continue improving his home because it lacks several details in order to be finished. He has made these plans for the end of the year, when El Salvador is in the rainy season.
Los fertilizantes, abono, semilla, formula los compra en ferreterías de la zona, que se encuentran a una distancia de su casa de habitación de dos kilómetros.
Este es el segundo financiamiento KIVA que solicita don Juan y es para comprar: ocho sacos de fertilizantes, cincuenta libras de semilla, dos litros de herbicidas y pago de mano de obra.
La necesidad primordial y mas importante que sera satisfecha con la inversión, es la siembra de maíz para el consumo de él y de su familia. Ya que la tierra la preparo con anticipación y le urge sembrar la milpa de postrera. Ademas, podrá obtener la semilla del maíz, debido a que en temporadas se pone muy cara y él no tiene suficiente dinero para comprarla de esta manera mejorara la calidad de vida, por que no se preocupara por este producto ya que lo almacenara.
Don Juan, Tiene planes a futuro de seguir con el mejoramiento de la vivienda ya que le faltan varios de talles para terminarla. Estos planes los tiene para final de año que en El Salvador se encuentra en estación lluviosa.
Previous Loan DetailsSeñor Juan, aged 56, is married and the father of five children. Only one of them lives with him. Juan has been a bricklayer for 30 years. He learned the craft from his father who was a farmer and bricklayer. Currently, Juan is remodeling a house within the framework of a commissioned contract... More from Juan Irene's previous loan »
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
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Success!! The loan was 100% repaid
- Repayment Term
- 10 months (Additional Information)
- Repayment Schedule
- Sep 3, 2012
- Sep 15, 2012
- Currency Exchange Loss:
- May 17, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.