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Junior Antonio
Junior is a very hard-working and, above all, enthusiastic youth, 22 years of age. He lives in the city of Camana, known for its hot climate, beautiful beaches, a varied gastronomy and, above all, its very amiable people. When he has free time, Junior likes to play football with friends and neighbors from his barrio. He also likes to enjoy, on occasions, one of his favorite plates, which is the tasty “Chupe de Camarones” [Peruvian Shrimp Chowder]. Since he was quite young, Junior has had to work because his parents were very poor. For that reason, he could study only to the 5th grade of secondary school. But he would have liked to study for a career at the university.

Day after day, Junior works on vehicles in his small business, a body and paint shop. He works around 9 hours a day because painting vehicles takes much time. He thinks the business is going well, since he is very responsible and considerate with his customers.

Junior is very grateful for Kiva lenders who, thanks to the help they have offered, make it possible for him to purchase materials for his business, such as paints and body putty, among other items -- the materials he needs to carry out his work. This will permit him to continue struggling each day to make a reality of his grand dream: “To have his own house.”
View original language description ↓
Junior es un joven de 22 años de edad, es un joven muy trabajador y sobre todo entusiasta, vive en la ciudad de Camaná, ciudad que se caracteriza por tener un clima cálido, asimismo posee playas hermosas, una gastronomía variada y sobre todo sus pobladores son muy amables. Cuando dispone de un tiempo libre le gusta mucho jugar futbol con sus amigos y vecinos de su barrio, asimismo le encanta disfrutar en algunas ocasiones uno de sus platillos favoritos el cual es el riquísimo Chupe de Camarones. Desde muy joven Junior tuvo la necesidad de trabajar ya que sus padres son humildes, por ello solo pudo estudiar hasta el quinto grado de secundaria, pero le hubiera gustado estudiar una carrera universitaria.

Día a día Junior trabaja en su pequeño negocio de servicio de planchado y pintura de vehículos, el trabaja alrededor de 9 horas al día ya que el pintar los vehículos tomas mucho tiempo; él cree que le va bien en su trabajo porque es muy responsable y cumplido con sus clientes.

Junior está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá comprar materiales para su negocio como pinturas, masilla, entre otros, así d esta manera ella podrá tener los implementos necesarios para poder realizar su trabajo, lo que le permitirá seguir luchando cada día para hacer realidad su más grande sueño:” Tener su casa propia”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 128
    View loans »
    Peru Loans Fundraising
  • $56,122,950
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Junior Antonio to buy body putty and other repair supplies for his body and paint shop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 8, 2012
Listed
Sep 16, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013