Day after day, Junior works on vehicles in his small business, a body and paint shop. He works around 9 hours a day because painting vehicles takes much time. He thinks the business is going well, since he is very responsible and considerate with his customers.
Junior is very grateful for Kiva lenders who, thanks to the help they have offered, make it possible for him to purchase materials for his business, such as paints and body putty, among other items -- the materials he needs to carry out his work. This will permit him to continue struggling each day to make a reality of his grand dream: “To have his own house.”
Día a día Junior trabaja en su pequeño negocio de servicio de planchado y pintura de vehículos, el trabaja alrededor de 9 horas al día ya que el pintar los vehículos tomas mucho tiempo; él cree que le va bien en su trabajo porque es muy responsable y cumplido con sus clientes.
Junior está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá comprar materiales para su negocio como pinturas, masilla, entre otros, así d esta manera ella podrá tener los implementos necesarios para poder realizar su trabajo, lo que le permitirá seguir luchando cada día para hacer realidad su más grande sueño:” Tener su casa propia”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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Success!! The loan was 100% repaid