Estrella De Cristo Group
The loan that they will take out will benefit small microbusinesswomen, one of whom is Antonia. She says that she has been a member of Pro Mujer for three years, joining at the invitation of a promoter from the organization who visited her home. Currently, she has a neighborhood store. She says that eight years ago, she worked in a store that sold plaster; however, it didn’t have a lot of revenue. She observed that her region lacked a store, and because of this she opened a new business.
The loan that she will take out now is for an increase in capital to purchase sardines, sugar, etc., that she will buy wholesale from the stores and later sell in her permanent location. This form of work allows her to generate resources to support her family as much as possible, as she is married and has four children.
When asked what she likes about Pro Mujer, she replied that she enjoys the benefits.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Antonia es una integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitar su domicilio. En la actualidad ella tiene un negocio venta de tienda de barrio, da a conocer que hace ocho años atrás trabajaba en una tienda de venta de estuco, sin embargo no tenía muchos réditos; sin embargo observó que en su zona le faltaba una tienda por eso emprendió este nuevo negocio.
El crédito que ahora sacará es para el aumento de capital (compra de compra de sardinas, azúcar, etc.) que comprará de las tiendas por mayor y posteriormente lo comercializara en su espacio fijo. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los beneficios.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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