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Estrella De Cristo Group
In this Group: Antonia , Justina , Marcela, Fabiana, Prima , Sonia Brigida , Sandra , Hortencia
The communal bank Estrellas de Cristo (Stars of Christ) will start in Pro Mujer’s first cycle as a part of the Regional Office of Alto Lima. It is composed of eight members and is led by a board of directors, where Antonia is the president. The businesses that the group members carry out are varied; among them are selling electronics, food, and clothing, making macramé textiles, and running a neighborhood store.

The loan that they will take out will benefit small microbusinesswomen, one of whom is Antonia. She says that she has been a member of Pro Mujer for three years, joining at the invitation of a promoter from the organization who visited her home. Currently, she has a neighborhood store. She says that eight years ago, she worked in a store that sold plaster; however, it didn’t have a lot of revenue. She observed that her region lacked a store, and because of this she opened a new business.

The loan that she will take out now is for an increase in capital to purchase sardines, sugar, etc., that she will buy wholesale from the stores and later sell in her permanent location. This form of work allows her to generate resources to support her family as much as possible, as she is married and has four children.

When asked what she likes about Pro Mujer, she replied that she enjoys the benefits.
View original language description ↓
La A.C. “ESTRELLAS DE CRISTO” iniciará el primer ciclo en Pro Mujer, como parte del Centro Focal de Alto Lima, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Antonia es la Presidenta Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: venta de artefactos electrónicos, venta de comida, venta de ropa, tejido a macramé, tienda de barrio.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Antonia es una integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitar su domicilio. En la actualidad ella tiene un negocio venta de tienda de barrio, da a conocer que hace ocho años atrás trabajaba en una tienda de venta de estuco, sin embargo no tenía muchos réditos; sin embargo observó que en su zona le faltaba una tienda por eso emprendió este nuevo negocio.

El crédito que ahora sacará es para el aumento de capital (compra de compra de sardinas, azúcar, etc.) que comprará de las tiendas por mayor y posteriormente lo comercializara en su espacio fijo. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene cuatro hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los beneficios.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 105
    View loans »
    Bolivia Loans Fundraising
  • $29,134,625
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Estrella De Cristo Group's $1,700 loan helped a member to purchase sardines, sugar, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 24, 2012
Listed
Sep 14, 2012
Currency Exchange Loss:
Covered
Ended:
Mar 15, 2013