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Rositas Group
In this Group: Carmela , Margarita , Aurelio Clemente, Matias Rudix , Adelaida Margarita, Ida , Carmen Viviana, Ines
The “ROSITAS” communal bank is starting its first loan cycle with Pro Mujer, as part of the Patacamaya regional center. The group is made up of eight members, and it is led by a board of directors, with the borrower Ines serving as Treasurer. The businesses operated by the members of this communal bank are varied, including buying and selling vegetables; construction; selling party costumes; potato production and sales; llama butcher shop; vegetable production and sales; neighborhood store; and handicrafts.

The loan they will take out will benefit small microenterprises in this group where Ines is a member. She indicates that this is the first time that she has joined Pro Mujer. She joined on the invitation of a promoter of the institution who came to her house to invite her. Currently, she operates a neighborhood store, which she started on her own initiative two years ago.

The loan that she will now take out is to expand her business (buying sardines, sugar, etc.). She will buy these goods in the markets of the city of La Paz and later she will sell them in her sales space, which is open every day. This way of working allows her to generate resources to support her family as much as possible, since she lives in a common-law marriage and has three children.

When she is asked what she likes about Pro Mujer, she responds that she likes the training on the topics of health and credit.
View original language description ↓
La A.C. “ROSITAS” iniciará el primer ciclo en Pro Mujer, como parte del Centro Focal de Patacamaya, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora es la Ines es la Tesorera. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: compra y venta de verduras, construcción, venta de disfraces, producción de papa, venta de papa, carnicería de llamas, venta y producción de hortalizas, tienda de barrio, artesanía.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Ines es una integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a su casa a invitarla. En la actualidad ella tiene negocios de tienda de barrio que emprendió por iniciativa propia hace dos años atrás.

El crédito que ahora sacará es para ampliación de negocio (compra de sardinas, azúcar, etc.) mismo que comprará de las ferias la ciudad de La Paz y posteriormente lo comercializará en su espacio de venta, todos los días. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en concubinato y tiene tres hijos.

Cuando se le consulta que le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 188
    View loans »
    Bolivia Loans Fundraising
  • $30,960,550
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Rositas Group's $1,875 loan helped a member to buy sardines, sugar, and other items.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 22, 2012
Listed
Sep 14, 2012
Currency Exchange Loss:
Covered
Ended:
Mar 15, 2013