The loan they will take out will benefit small microenterprises in this group where Ines is a member. She indicates that this is the first time that she has joined Pro Mujer. She joined on the invitation of a promoter of the institution who came to her house to invite her. Currently, she operates a neighborhood store, which she started on her own initiative two years ago.
The loan that she will now take out is to expand her business (buying sardines, sugar, etc.). She will buy these goods in the markets of the city of La Paz and later she will sell them in her sales space, which is open every day. This way of working allows her to generate resources to support her family as much as possible, since she lives in a common-law marriage and has three children.
When she is asked what she likes about Pro Mujer, she responds that she likes the training on the topics of health and credit.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Ines es una integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a su casa a invitarla. En la actualidad ella tiene negocios de tienda de barrio que emprendió por iniciativa propia hace dos años atrás.
El crédito que ahora sacará es para ampliación de negocio (compra de sardinas, azúcar, etc.) mismo que comprará de las ferias la ciudad de La Paz y posteriormente lo comercializará en su espacio de venta, todos los días. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en concubinato y tiene tres hijos.
Cuando se le consulta que le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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