The loan they will take out will benefit the small businesswomen including Ana Marcela. She indicates that she joined Pro Mujer four years ago at the invitation of a friend who is member of the institution. Right now, she has a business selling artisanal crafts (knitted sweaters). She learned it from her mother and does it to generate income.
The loan she will take out now is to increase her capital by buying wool that she will buy from the wholesale merchants and after kitting she sells her sweaters at her sales stall every day. This work allows her to generate income to support her family, as she is married and has four children.
When asked what what she likes about Pro Mujer, she answers that she likes the savings and the trainings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Ana Marcela es una integrante, ella indica que hace cuatro años que integra Pro Mujer, ingresando por invitación de una amiga que es socias de la institución. En la actualidad ella tiene un negocio de artesanía (tejido de chompas), mismo que aprendió de su madre y que en la actualidad lo sigue para la generación de recursos económicos.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que comprará de las comerciantes mayoristas y posteriormente a la elaboración lo comercializará en su puesto fijo todos los días. Esta forma de trabajo le permite generar recursos para apoyar a su familia pues ella es casada y tienen cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro y la capacitación.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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