Franco is a young man who learned to earn his living by the sweat of his brow from the time he was little, because his parents didn't have much in the way of economic resources and he needed to help out.
Day after day, Franco works as a taxi driver and helps out with the household expenses. He works around ten hours per day and he can serve up to twenty customers a day. He believes that he is doing well in his work because he is very pleasant with his customers and above all because he is a very careful driver.
Franco is very grateful to the Kiva lenders. Thanks to the help that they have offered him, he will be able to carry out general maintenance on his vehicle, as well as to take out the engine to repair it since he has been having continual breakdowns. With this improvement, he will be able to have a vehicle that is in good condition, with greater security. He will be abe to keep working very hard to make his greatest dream into a reality: "to buy a new car and have a big business."
Día a día franco trabaja como chofer de taxi, con lo cual apoya con los gastos de su hogar, el trabaja alrededor de 10 horas al día y puede atender hasta 20 clientes diariamente; él cree que le va bien en su trabajo porque es muy amable con los clientes y sobre todo porque es muy cuidadoso al conducir.
Franco está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá realizar un mantenimiento general a su vehículo, asimismo para realizar una bajada de motor para poder raparlo ya que ha tenido continuas averías; con esta mejora el podrá tener un vehículo en buen estado y con más seguridad y podrá seguir trabajando muy duro para poder hacer realidad su más grande sueño:” Comprar un nuevo carro y tener un gran negocio”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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Success!! The loan was 100% repaid