Suma Pancara Group
The loan they are taking out will benefit the small micro-entrepreneurs, of which Señora Mery is one. She says that she joined Pro Mujer one year ago at the invitation of her friend, who is a member of the institution. Señora Mery currently has a business selling clothing. She says that she started her business when she was motivated by some friends a few years ago.
Señora Mery is taking out the loan to increase her capital. She will purchase clothing from the wholesalers and then re-sell it from her sales stall. This form of work has allowed her to generate enough income to support her family as much as possible; she is divorced and has two children.
When asked what she likes about Pro Mujer, Señora Mery says that she likes the health classes.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Mery es una integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de su amiga que es socias de la institución. En la actualidad ella tiene un negocio de venta de ropa, ella cuenta que este negocio lo inicio por el incentivo unas amigas hace varios años
El crédito que ahora sacará es para el aumento de capital (compra de ropa) que comprará de las comerciantes que venden por mayor y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es divorciada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan las capacitaciones en salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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