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Celia Pastora

Update on Celia Pastora

Celia is married and her husband owns two taxis, through which he is able to cover the household expenses. She has also been working in her small general store for the past 14 years. Celia is now asking for her sixth loan in order to improve her home’s infrastructure. She wants to divide some rooms and the kitchen and she needs to buy supplies such as cement blocks, sand, iron bars, baling wire, and lumber to support the construction. She appreciates the support from Kiva and AFODENIC and wants to give thanks. She and her family have be able to improve their home, otherwise it would be difficult to get ahead, given that the situation in our country continues to be difficult.
View original language description ↓
Doña Celia es casada su esposo es ahora dueño de dos unidades de taxi, medio por el cual cubre con los gastos del hogar, por otra parte ella siempre trabajando en su pequeña pulpería hace aproximadamente 14 años ahora Celia está optando por el sexto crédito para mejorar la infraestructura de su casa, en este caso hacer unas divisiones de cuartos y cocina para ello necesita comprar materiales como bloques cemento, arena, hierro, alambre de amarre, tablones para sostener la base de la construcción, agradece el apoyo bridado por KIVA y AFODENIC ya que gracias a esta modalidad ella y su familia han logrado dichas mejorías en su hogar, porque de lo contrario sería muy difícil progresar en vista de que la situación cada vez es más dura en nuestro país.

Previous Loan Details

Celia is a merchant who has been developing and operating a small store for twelve years. She began her business with the money her husband gave her. She has been able to increase her inventory thanks to the financing obtained through the loan institute, which has helped her improve sales. ... More from Celia Pastora's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 126
    View loans »
    Nicaragua Loans Fundraising
  • $24,543,875
    Funds lent in using Kiva
  • 23.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Celia Pastora to buy building supplies.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 27, 2012
Oct 1, 2012
Currency Exchange Loss:
Aug 18, 2013