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Constructor Ii Group
In this Group: Ana Maria, Filomena, Paulina , Irma , Victoria , Yenny Victoria , Julieta Beatrz , Adela, Catalina
The Communal Bank "Constructor II", as part of the Regional Hub Los Andes, will start the second round in Pro Mujer. It has nine members and is led by a board where Ana María is the President. The businesses that members of the association carry out are varied, and among them there are: selling hats, selling potato flour and potato, blanket and macramé weaving, layettes knitting, tailoring and selling of sweatpants, selling of chicken pipocas.

The loan they are requesting will benefit small microentrepreneurs where Ana María is a member. She indicates that she has belonged to Pro Mujer for four years, when she entered by invitation of a friend who is a member of the institution. Today, she has a craft business (production of blankets), the same she launched with the first loan from the institution.

The loan she is requesting now is to increase capital (purchase of wool) that she will buy from wholesalers and after the production she will sell it in her permanent stall on weekends. This way to work allows her to generate sources to support her financially. When asked about what she likes about Pro Mujer, she answers that she likes the area of health and training.
View original language description ↓
La A.C. “CONSTRUCTOR II” iniciará el segundo ciclo en Pro Mujer, como parte del Centro Focal de Los Andes, está compuesta por nueve integrantes y está dirigida por una mesa directiva donde la señora Ana María es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: venta de sombreros, venta de chuño y papa, tejido de manta y macramé, tejido de ajuares de bebe, confección y venta de busos, venta de pipocas de pollo.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Ana María es una integrante, ella indica que hace cuatro años que integra Pro Mujer, ingresando por invitación de una amiga que es socias de la institución. En la actualidad ella tiene un negocio de artesanía (producción de mantas), mismo que emprendió con el primer préstamo que hizo de la institución.

El crédito que ahora sacará es para el aumento de capital (compra de lana) que comprará de las comerciantes mayoristas y posteriormente a la elaboración lo comercializará en su puesto fijo los fines de semana. Esta forma de trabajo le permite generar recursos para apoyarse económicamente.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud y capacitación.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 112
    View loans »
    Bolivia Loans Fundraising
  • $29,636,400
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Constructor Ii Group's $3,325 loan helped a member to buy wool.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 21, 2012
Listed
Sep 14, 2012
Currency Exchange Loss:
Covered
Ended:
Mar 15, 2013