Bibiane, who lives in Bujumbura, is a member of the Dufashanye II group. She is 52 years old and a widow. She has four children, ages 18 to 25, who all attend school.
She has been selling milk for the past two years.
This is her first loan with Turame. With the loan that she is receiving from Kiva, she will be able to increase her capital and buy a large quantity of milk for resale, so that she can make more money.
In the coming years, she would like to start importing shoes from Uganda again (which was her former occupation). She would also like to ensure that her children go to school, and once they complete school, she would like to teach them business.
Bibiane fait partie du groupe Dufashanye II et habite à Bujumbura.C'est une veuve de 52 ans.
Elle a 4 enfants, âgés de 18 à 25 ans, tous étudient.
Elle fait le commerce du lait depuis 2 ans.
C’est son premier crédit à Turame. Avec le crédit KIVA qu’elle obtient, elle va augmenter son capital et acheter une grande quantité de lait à revendre, pour gagner plus.
Dans les prochaines années, elle voudrait refaire le commerce d’importation des chaussures (son ancien métier) de l’Ouganda. Elle voudrait en outre voir ses enfants étudier ; après leurs études, elle voudrait les initier au commerce.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.