Los Alamos Group
This loan will benefit the small microbusinesses of these entrepreneurs, including that of Gladys. She reports that this is the group's first time working with Pro Mujer. She was invited by her sister-in-law, who is a member of Pro Mujer. Currently she has a business selling beauty products. She says that for several years she was a consumer of these products, and eventually she decided to learn the business upon the recommendation of her sister and her aunt.
She is seeking this loan in order to increase her working capital and purchase beauty products. She will buy these items from distributors and then sell them door-to-door. This will enable her to generate income to support her family in the best way possible, since she is single and has two children.
When asked what she likes about Pro Mujer, she responded that she likes the motivation and positive atmosphere that the group provides.
Note: Juana, another member, was unable to be present due to a doctor's appointment.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Gladys es una integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de su cuñada que es socias de la institución. En la actualidad ella tiene un negocio de venta de productos de belleza, ella cuenta que hace varios años ella era la consumidora de estos productos y posteriormente ella decide emprender esta actividad por recomendación de su hermana y su tía.
El crédito que ahora sacará es para el aumento de capital (compra de productos de belleza) que comprará de las empresas distribuidoras y posteriormente lo comercializará a pedido. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es soltera y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el incentivo y el ánimo que dan.
En la fotografía no se encuentra la señora Juana ya que se fue a consulta médica.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid