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Gatikrusna is a 27-year-old physically-challenged person living with his parents, two brothers and a sister-in-law. He owns and manages a variety shop where he sells biscuits, grains, onions, potatos, pickles, edible oil, etc. He earns 3,000 Indian rupees (INR) per month.

Gatikrusna wants to increase his inventory by purchasing more stock of what he sells and to introduce a new product line of soft drinks in his shop. He says that there is no other shop which sells soft drinks in his village so, by selling soft drinks, he will be able to increase his customer base.

Gatikrusna has requested a loan of 30,000 INR for purchasing more stock and a refrigerator to keep soft drinks in. He has a dream of replacing his house made up of mud with a concrete house.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 159
    View loans »
    India Loans Fundraising
  • $5,194,825
    Funds lent in using Kiva
  • 55.7
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $550 helped Gatikrusna to pay for purchasing biscuits, grains, onions, potatos, pickles, edible oil, etc., and a refrigerator.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Aug 31, 2012
Sep 9, 2012
Currency Exchange Loss: