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Abahuje/mgnz Group
In this Group: Eliezel, Hamuza, Jean Baptiste, Emmanuel, Jean, Boniface, Abel, Jerome, Helene, Jackson, Daniel
André belongs to group Abahuje/mgnz. The group’s name means “unity." He is 36 years old, married, and has five children between the ages of six and fourteen. He also supports three other people in addition to his children. He has six years of primary school education.

André farms rice. This is his third loan cycle with ACB. He is going to use his credit to purchase chemical fertilizer and to pay workers to help farm his rice.

To increase his rice farm, he is planning on requesting further loans. In the coming years, he would like to expand these rice fields to meet market demand. With the profit, he is planning on paying for his children’s school expenses and for his family’s medical care.
View original language description ↓
André fait partie du groupe Abahuje/mgnz . Le nom du groupe signifie « unité». Il a 36 ans, il est marie avec 5enfants de 14 ans à 6 ans, dont. Il a 3 personnes dans son charge autre que ses enfants. Son niveau d’éducation est de 6 ans de Primaire.

André est agriculteur de riz. C’est son troisième cycle de prêt avec ACB. Il va utiliser son crédit afin d’acheter des engrais chimique et payer la main d’œuvre pour son agriculture de riz.

Pour accroitre son agriculture de riz, il planifie de sollicite d’autre crédits. Dans les prochaines années, il voudrait agrandir ces champs de riz pour satisfaire les marchés. Avec les profits, il prévoit de payer les frais académique de ses enfants et payer les frais médicaux pour sa famille.

Additional Information

More information about this loan

This loan is part of Amasezerano Community Banking's Ezukame ("agriculture") program, designed to provide capital to poor farmers in rural Rwanda. ACB invests a higher percentage of its portfolio in agriculture than any other Kiva Field Partner, and is strongly committed to serving the needs of rural borrowers. This type of loan has terms ranging from one to 36 months, with the option to repay in full at the end of the term or in monthly installments.

This flexibility is critical in Rwanda where 85% of the population is employed in agriculture, but many formal financial institutions consider the sector to be too risky to invest. By funding this loan, you are expanding opportunity to farmers with limited options.

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 12
    View loans »
    Rwanda Loans Fundraising
  • $15,406,850
    Funds lent in using Kiva
  • 605.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Abahuje/mgnz Group's $3,400 loan helped a member to buy chemical fertilizer and to pay workers for farming his rice.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Aug 23, 2012
Sep 5, 2012
Currency Exchange Loss:
May 17, 2013