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Dios Es Amor Y Mi Guia Group
In this Group: Doris Shirley , Shirley Gladis , Dora Margot , Patricia Margot , Rocio Magaly , Ylmer Mercedes *, Maria Luisa , Maruja
* not pictured
Good afternoon! This is the Dios Es Amor y Mi Guia (God Is Love and My Guide) group. Shirley is the President of the group. She is 62 years old, married, and has two grown children. One of them, Doris, is a member of the group.

Shirley has been selling cosmetics and shoes for almost 15 years (before that she was a housewife). She sells the cosmetics by catalog to her neighbors and friends. She buys the shoes in Lima, and she sells them in the forest that she is from. She does this because they do not have much of a variety of shoes there. She likes this very much because she is a very happy person.

Shirley is going to use this loan to buy cosmetics and shoes. Shirley is very proud to belong to the Dios Es Amor y Mi Guia group because it is a very punctual and responsible group. All of the members make their loan payments on time.

A few months ago Shirley was assaulted. She was dragged for some meters by a ‘moto-taxi’ [three wheeled motorized vehicle]. She still has problems with her hip and injuries to her arm. However, Shirley does not want to think about past problems. She only wants to think about what is coming in the future. At this time her hope is to see her daughter happier and personally fulfilled.

Shirley is the woman who talks in the video. She is the second one from the right. Shirley appreciates your support!
View original language description ↓
¡Buenas tardes! Este es el Grupo Dio Es Amor y Mi Guia.

Shirley es la Presidenta del grupo y tiene 62 años, es casada y tiene 2 hijos mayores, una de ellas – Dóris - es también un miembro del grupo.

Shirley se dedica a la venta de cosméticos y de zapatos desde hace casi 15 años (antes era ama de casa). Los cosméticos los vende por catálogo, a sus vecinas y amigas. Los zapatos los compra en Lima y los vende en la selva, de donde es originaria, porque allá no hay tanta variedad de zapatos. A Shirley le encantan sus negocios porque le dan la oportunidad de conversar y viajar, lo que a ella le gusta mucho porque es una persona muy alegra.

Este préstamo Shirley lo va a usar para comprar cosméticos y zapatos. Shirley está muy orgullosa de pertenecer al Grupo Dio Es Amor y Mi Guia, ya que es un grupo muy puntual y responsable, donde todos los miembros pagan sus préstamos a tiempo y horas.

Hace unos meses Shirley fue asaltada, arrastrada unos metros de una moto-taxi, y hasta ahora tiene problemas en la cadera y lesiones en el brazo. Pero Shirley no quier pensar en los problemas del pasado y solo en el futuro que ha de venir. Su esperanza en este momento es ver su hija mayor feliz y realizada personalmente.

*En la parte superior izquierda en la fotografía pequeña aparece la Sra. Patricia.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 97
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Dios Es Amor Y Mi Guia Group's $3,775 loan helped a member to buy more products like shoes and cosmetics to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 6, 2012
Listed
Sep 17, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2013