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Dia De La Mujer Group
In this Group: Maria Teresa , Trinidad, Maria Teresa, Candelaria Rosa , Maria Angelica, Veronica Nelly, Irma Veronica, Francisco, Lucy , Lidia , Andrea Michele , Ramona Martina
The “DIA DE LA MUJER” (Woman's Day) Communal Bank is starting its third cycle with Pro Mujer at the Villa Exaltación Regional Center. The group is made up of 12 members under the direction of a governing board, and whose Treasurer is Andrea. The communal bank members' business are varied in nature, among them there are underwear sales, cake sales, cosmetic sales, clothing sales, a poulterer, blanket and food sales, vegetable sales, a cargo carrier and home appliance sales.
The loan that they are applying for will benefit this group of small business owners of which Andrea is a member. She says that this is her second loan cycle with Pro Mujer after she was invited to join by her friend who's a member of the institution. Currently, she has a business selling cakes which she has been running for the last 4 years. She started the business as she needed money to pay for her college course, and she had some help from her mother who taught her how to make her goods and helped her to sell them.
This loan is to increase her production level (to buy flour and sugar, etc). She will buy the goods from the wholesalers and after baking her cakes, she will sell them in some of the city colleges. This work allows her to generate funds to support herself financially.
When asked what she likes about Pro Mujer, she replies that she likes the health support and loan.
View original language description ↓
La A.C. “DIA DE LA MUJER” iniciará el ciclo tercer ciclo en Pro Mujer, como parte del Centro Focal de Villa Exaltación, está compuesta por doce integrantes y está dirigida por una mesa directiva donde la señora Andrea es la Tesorera. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: venta de ropa interior, venta de pasteles, venta de cosméticos, venta de ropa, pollerera, venta de frazadas y comida, venta de verduras, transportista, venta de electrodomésticos.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Andrea es una integrante, ella indica que es el segundo ciclo que integra Pro Mujer, ingresando por invitación de su amiga que es socias de la institución. En la actualidad ella tiene un negocio de venta de pasteles, ella cuenta que hace cuatro años emprendió este negocio ya que necesitaba dinero para cursas sus estudios superiores, para ello ayudo mucho el apoyo de su madre quien le enseño algunas cosas y le ayudo a la comercialización.

El crédito que ahora sacará es para el aumento de producción (compra de harina, azúcar, etc.) que comprará de las empresas distribuidoras y posteriormente a la preparación lo comercializará en algunos colegios de la ciudad. Esta forma de trabajo le permite generar recursos para apoyarse económicamente.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud y crédito.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 92
    View loans »
    Bolivia Loans Fundraising
  • $28,138,200
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Dia De La Mujer Group's $5,225 loan helped a member to buy sugar and flour etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 15, 2012
Listed
Sep 14, 2012
Currency Exchange Loss:
Covered
Ended:
Mar 15, 2013