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Aura Lila

Update on Aura Lila

Aura Lila is a 61 year old woman who is a single mother to nine grown and married children. She is a seamstress by trade, which she learned very young, and she also now sells Nicaraguan fast food such as enchiladas (in Nicaragua, similar to empanadas or hand pies), repochetas (fried corn tortillas with beans, cheese and assorted toppings), tajadas con queso (fried strips of plantain topped with melted cheese), refreshments, and sodas. This provides her with a little more income to meet her expenses. This is Aura Lila's seventh loan, and the previous funds she has received through Kiva have been used for home repairs. Being able to live in better conditions is a great satisfaction for Aura Lila. With this new loan, she will buy: construction materials, such as sand, gravel, and cement, to continue repairing the plaster walls and to tile her bedroom, thus achieving better hygiene and comfort.
View original language description ↓
Doña Aura Lila es una mujer de 61 años de edad, madre soltera de nueve hijos, mayores y casados, su oficio es la costura el cual aprendió desde muy joven, así mismo ahora vende comida rápida como: enchilada, repochetas, tajadas con queso, refrescos y gaseosas, aportando un poco más a sus ingresos para lograr el equilibrio de sus gastos.
Es su séptimo préstamo y es mediante estos fondo kiva ha logrado las mejora a su vivienda, el cual para ella es de gran satisfacción, al poder estar en condiciones mejores de habitacional. Con este nuevo préstamo comprara: materiales de construcción en arena, piedrín, cemento, para seguir mejorando su cuarto, en repellos de paredes y embaldosar.Logrando una mejor higiene y comodidad.

Previous Loan Details

Doña Aura is a seamstress by profession. She has been working for more than 30 years in order to provide for the common welfare of her family. Her living conditions are simple, but slowly she has been making improvements to her home. Aura has the financial assistance of her children, whic... More from Aura Lila's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 128
    View loans »
    Nicaragua Loans Fundraising
  • $24,535,925
    Funds lent in using Kiva
  • 23.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Aura Lila to purchase construction materials to repair plaster walls and to tile her bedroom.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 16, 2012
Oct 1, 2012
Currency Exchange Loss:
Aug 18, 2013