Santos is 38 years old, and is married with 9 children, three of whom are in school. Santos never had the opportunity to attend school, but she works raising animals and livestock, and taking care of her family and her home. She started her livestock business because her family needed an additional source of income, and she now has 5 years of experience in the trade. Her husband supports her in her business endeavor, and he also works as a farmer.
The solidarity group that Santos helped to organize plans to use the support from this loan to purchase livestock animals for upbringing and breeding, specifically, cows and pigs. Santos hopes, in the future, to open up a meat shop where she can sell high quality animal meats for consumption. The other group members also make a living raising, breeding and selling animals.
La señora Santos esta casada, tiene 38 años de edad , no tuvo la oportunidad de estudiar, tiene 9 hijos 3 de los cuales están estudiando, se dedica a los oficios domésticos y a la crianza de animales, inicio este negocio con la necesidad de tener una fuente de ingreso, y hasta ahora lleva 5 años de experiencia, cuenta con al apoyo de su esposo quien se dedica a la agricultura.
Organiza un grupo para poder solicitar un préstamo que lo utilizara para la compra de animales domésticos para crianza, específicamente la compra de vacas y cerdos, espera en el futuro tener una carnicería en el lugar donde vive para vender carne, de la crianza de animales. Las demás integrantes del grupo se dedican al comercio y a la crianza de animales.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.