Hormiguitas Trabajadoras Group
The loan that Lola's group is currently applying for will benefit these small business-owners. Lola says that it is the first time she has been involved with Pro Mujer, after she was invited to join by one of the institution's promoters who visited her home. Currently, Lola runs a business selling pork rinds. She says that she started this business after seeing her neighbors doing the same and now the work quite suits her.
This current loan will be used to increase her capital (to buy soft drinks), which she will buy from distributors and later sell in her business as an additional product. This type of work allows her to generate more money to support her family in whatever way they might need as she is a single mother with 5 children.
When asked what she likes about Pro Mujer, she replies that she likes the health support provided.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Lola es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a su casa a visitarla. En la actualidad ella tiene un negocio de venta de chicharron; cuenta que este negocio lo emprendió al ver algunas vecinas y en la actualidad es le es muy cómodo en el trabajo.
El crédito que ahora sacará es para el aumento de capital (compra de refrescos) este producto lo adquirirá de los distribuidores y posteriormente lo instalará en su espacio de comercialización como un producto extra. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es soltera y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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