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Los Girasoles Group
In this Group: Margarita , Rosa , Nilda , Andrica *, Julia Claudia , Juan Miguel , Yessica , Consuelo
* not pictured
Greetings from Peru! The "Sunflowers" Group is a group formed by 8 members and are beginning their fifth cycle. One of the members of this group is Julia, who works as a mechanic, specifically shocks - the sale, service, and maintenance of such.

Julia and her husband have a lot of experience with this activity, which they began 15 years ago because Julia's husband knew about this area. Their principal clientes are those who own their own cars, buses, etc., and their foremost characteristic is how quickly they perform their job.

Julia is going to use the loan to purchase shocks.

Julia is 40 years old, and lives with her husband and three children of 16, 10 and 8 years old. Her dream is to finish building her own home and to make sure her children become professionals. In the photograph, Julia is located in the middle with a green jacket and a red sweater. Julia is happy that people throughout the world support micro-enterprise clients that need assistance such as herself.

The additional photograph that is inserted is of Yessica, who could not be present the day of the group photo.
View original language description ↓
¡Saludos desde Perú! El grupo “Los Girasoles” es un grupo formado por 8 socios y está empezando ya el quinto ciclo. Un de los miembros de este grupo es Julia, que se dedica a la mecánica - o más específicamente a la muellería, siendo especializada en la venta, servicio de cambio y mantenimiento de los muelles (pieza o parte de un carro que va junto a la llanta).

Julia y su esposo tienen una larga experiencia en esta actividad, que empezaron hace 15 años porque el esposo de Julia tenía conocimientos en esa área. Los principales clientes de su negocio son los propietarios de autos, ómnibus, etc., y su principal característica es la rapidez en su trabajo.

Julia va a utilizar su préstamo en la compra de piezas para su negocio (muelles).

Julia tiene 40 años de edad y vive con su esposo y sus 3 hijos de 16, 10 y 8 años de edad. Su sueño es terminar de construir su propia casa y sacar a sus hijos profesionales. En la fotografía, Julia está ubicada en el centro, con una casaca verde y una chompa roja. Julia se alegra que personas de todo el mundo ayuden a micro-empresarios que necesitan apoyo como ella.

La fotografía adicional que se pegó es la de Yessica, que no pudo estar presente en el día en que se sacó la foto del grupo.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 67
    View loans »
    Peru Loans Fundraising
  • $53,956,025
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Girasoles Group's $2,700 loan helped a member to purchase shocks.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 7, 2012
Listed
Sep 17, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2013