Francis lives in the Kongowea area of Coast province, Kenya. He is married and has two children. He owns a farm from where he sells animals, a business he has been operating for four years. Apart from this, he earns a salary from employment.
Francis learned about Milango Financial Services through a friend who invited him to the group, and he joined with the aim of accessing credit to improve his business operations. The challenge he is facing is high transport and fuel prices.
Francis is applying for a loan of 26,300 KES to buy cows and goats. The extra income from the loan will be added to his savings to pay school fees for the children. His plan for the future is to open another animal farm.