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Update on Dalibeth

Dalibeth is extremely grateful to the Kiva lenders for helping her and her family by supporting her business. With her previous loan, she was able to buy merchandise, clothing, and shoes to restock her inventory so that she could have more to sell each month. Since Colombian Valentine’s Day is approaching, her sales have been increasing. Her customers have placed many orders in anticipation of this occasion. Dalibeth’s outstanding receivable accounts represent her operating capital, which is why she is requesting another Kiva loan. She will use the money to buy women’s gifts, clothing, shoes, and accessories for the home. These items are suited for significant others, spouses, and friends to celebrate this holiday.

Her Kiva loan is expected to result in success since it will be invested in pre-ordered merchandise for one of the busiest seasons of the year. This will guarantee complete turnover of these products.

View original language description ↓
Dalibeth agradece mucho a los financiadores de Kiva por apoyarla a ella y a su familia mediante su negocio. Ella con su anterior inversión compró mercancía, ropa y calzado, surtiendo su tenderete y vendiendo cada vez más. Como se acerca la temporada en que se celebra el día del amor y la amistad y sus ventas se incrementan, sus clientes han hecho anticipadamente muchos pedidos y su capital de trabajo está representado en sus cuentas por cobrar, por esta razón ha acudido nuevamente a un credikiva, con el cual comprará detalles femeninos, ropa, calzado, accesorios para el hogar, con los cuales los novios, esposos, amigos alegrarán los momentos de celebración. Su credikiva proyecta tener éxito pues se invierte en la mercancía tomada en una labor de preventa, y en una de las épocas más comerciales del año, lo cual garantiza la total rotación de la mercancía.

Previous Loan Details

Dalibeth is 30 years old and has three children who range in age from 3 to 7 years old. She has a business that she started four years ago. This has allowed her to gain experience as an entrepreneur and grow her venture into a successful family business, which will be a legacy that she dreams o... More from Dalibeth's previous loan »

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Colombia

  • $11,100
    Average annual income
  • 377
    View loans »
    Colombia Loans Fundraising
  • $15,685,775
    Funds lent in using Kiva
  • 1,822.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Dalibeth to buy women’s gifts, clothing, shoes, and accessories for the home.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 24, 2012
Sep 19, 2012
Currency Exchange Loss:
Oct 18, 2013