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Amelia
From a young age, Amelia has walked the beautiful beaches of Bocagrande in the city of Cartagena selling beach items. She learned this skill from her mother, who always accompanied her. Today, she sells clothing and shoes, especially for the beach since she lives in a tourist city near the Caribbean Sea. This type of clothing is needed here due to the atmosphere of the beach, the breeze, and the sea by this historic, fortified city.

Amelia is currently separated and is a mother of two children ages 5 and 7. She works hard because she dreams of seeing her children as successful professionals. They are her motivation to work hard as a merchant.

Amelia sells sweaters, blouses, shorts, shoes and other items to new and regular customers who request this merchandise, which she buys in the city of Barranquilla when she recoups her working capital. The majority of this capital comes from her accounts receivable. Her main customers are found on the beaches of Cartagena and Barranquilla, and they are mainly tourists looking for the clothing options that Amelia offers. She sells from 8am until 5pm and her purchases are made weekly in cash at places that have constant promotions and sales that are convenient for her, and especially for her customers. In the future, her goal is to have her own home by working a lot and saving for this accomplishment. She is currently applying for a Kiva loan and this is the first time she will receive financing from the Mario Santo Domingo Foundation. She will buy beach clothing with the loan, which is the most popular among her regular customers. This will increase her sales volume and earn more profits, which will benefit her family and especially her children.
View original language description ↓
Amelia desde muy niña ya caminaba las Hermosas playas de Bocagrande en la ciudad de Cartagena, vendiendo artículos propios para ser usado en las playas, por eso aprendió de su madre a quien siempre acompañó y hoy se dedica a la venta de ropas y calzado especialmente playero, pues vive en esta turística ciudad cercada por el Mar Caribe, donde este vestuario es un estilo requerido, por el ambiente de playa, brisa y mar de esta ciudad histórica, amurallada. Amelia en su condición de mujer separada y madre de 2 niños en las edades de 5 y 7 años, trabaja muy fuertemente, porque sueña verlos convertidos en profesionales exitosos y ellos son su motor en su desempeño como comerciante. Amelia vende suéteres, blusas, pantalonetas, calzado y artículos a clientes ocasionales y fijos que usualmente le solicitan estas mercancías y que ella logra comprar en la ciudad de Barranquilla, cuando recupera su capital de trabajo, cuya mayor proporción está representado entre sus cuentas por cobrar. Sus principales clientes los encuentra en las playas de Cartagena y de Barranquilla y son en su mayoría turistas, que usualmente buscan las opciones de ropa que Amelia ofrece. Sus ventas las realiza diariamente desde las 8 de la mañana hasta las 5 de la tarde, mientras sus compras las realiza de contado y semanalmente en sitios donde hay promociones constantes, y ofertas de saldos que son conveniente para ella y especialmente para su clientela. Su meta mas adelante es tener su propia casa trabajando mucho para ahorrar y en el futuro lograrlo. En la actualidad está aplicando a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará ropa playera que son los artículos que rotan mayormente entre sus clientes fijos y con los cuales ampliará el volumen de sus ventas, para ganar cada vez mas y beneficiar los ingresos de su familia especialmente de sus hijos.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 151
    View loans »
    Colombia Loans Fundraising
  • $13,171,600
    Funds lent in using Kiva
  • 1,822.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Amelia to buy beach clothing to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 28, 2012
Listed
Sep 13, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2013