Malkhaz is 54 years old and lives in Abasha district with his family: his wife and 2 grown daughters. One of his daughters works as a shop assistant and gets a monthly salary. The main source of family income is the agricultural business. Malkhaz owns 4 milk cows, a calf and a pig. The family produces and sells dairy products locally. Besides these activities, Malkhaz cultivates a plot of land, where maize is grown. Malkhaz sells maize at the local market.
In addition, he is a tractor driver and provides seasonal agricultural services to local farmers, earning a fee for the work. Malkhaz is a very hard-working man, with rich experience in his work. He has requested a loan to purchase a plot of land. He will sow maize and harvest and sell it at a good price. This will increase his family's income. With the increased income, Malkhaz will have an opportunity to improve his family's living conditions and insure a better future for them.
About LLC Micro Finance Organization Credo
LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.