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Martha
She is a widow with six children and they live in Mbengwi Momo Division, North West Region, Cameroon. She has faced so many challenges in life including poverty and ill health. She faced the death of her husband leaving her with no choice but to provide medication, education and three square meals to her children alone.

She joined GHAPE in the year 1999 and has taken out and repaid loans 11 times. If given the new loan requested, she promises to buy chicks, feed for the chicks, chick medication and also get involved in a little bit of agriculture. From this activity, her community will develop widely. She will convince community members to buy the chicks and keep them to resell, so as to make profit. She will supply at low prices and also supply some on occasions warranting the need for chicken meat. She holds the positive view that her business will succeed because of her longevity in the business, experience and commitment.

With the profit from this loan, she will educate her children, provide medication for her children and also take care of other children of the family. She says GHAPE loans are preferable because of the low interest rate and no collateral before loan disbursement.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,421
    Average annual income
  • 0
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    Cameroon Loans Fundraising
  • $1,173,050
    Funds lent in using Kiva
  • 519.8
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD