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Ms Sakina, a 46-year-old married mother of six, successfully runs her hand embroidery business from her home. Her stitches are much in demand and appreciated by her customers, most of whom are her neighbors. Her husband is a sales person who earns insufficient income to support his family. She and her husband manage their household while operating the business. At this time, Sakina is working hard to continually provide income for the family's everyday expenses.

Sakina has gradually improved her business through support from the Kashf Foundation and is now requesting a loan of Rs. 30000/- to purchase a stock of threads in various colors with pearls and sequins to meet the increasing demand. She hopes to grow her business, and dreams of giving a good and quality education to her children through all of her hard work.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 360
    View loans »
    Pakistan Loans Fundraising
  • $15,695,200
    Funds lent in using Kiva
  • 94.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Sakina to purchase a stock of threads in various colors with pearls and sequins to meet increasing demand.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 29, 2012
Sep 7, 2012
Currency Exchange Loss:
Sep 17, 2013