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Julia Esperanza
The Esfuerzo y Poder cooperative bank meets every fifteen days in the canton of Olmedo, a place known for its beautiful landscapes and hard-working people dedicated to farming and raising livestock.

This is where Julia, 59, lives with her husband. Together, they had 14 children, 13 of whom are now grown. The youngest is 15 years old, still lives with them and is in school. Her husband is a bricklayer and has occasional work.

She has a small business in her house where she sells empanadas, corviches (an Ecuadorian dish), sodas, ice cream and other refreshments. She works every afternoon from 3:00 pm until 8:00 pm, and has two pool tables in her locale where people gather to have fun and chat for a while. She works there with her husband’s help, and has more than 8 years in this line of business. Thanks to this activity, they have been able to get ahead.

This loan is to buy bananas, peanuts, sodas and other necessary supplies for making the food. She has more than 9 loan cycles in the cooperative bank, and likes it because the loans are a great deal of help.

Her dream is to see her youngest child complete his studies and become a good person.
View original language description ↓
En el cantón Olmedo cada quince días se reúne el Banco Comunal Esfuerzo y Poder, este lugar es conocido por sus paisajes hermosos y por su gente trabajadora dedicada a la agricultura y cría de animales.

En este lugar vive la señora Julia, tiene 59 años de edad, está casada y de esta relación tienen 14 hijos, 13 de ellos ya son mayores de edad, el menor tiene 15 años y es quien aun vive con ella y estudia en colegio. Su marido es albañil y trabaja eventualmente.

Ella tiene un pequeño negocio en su casa en el cual vende empanadas, corviches, gaseosas, helados y otras bebidas, trabaja todas las tardes desde las 15h00 hasta las 20h00, en su local tiene dos mesas de billar lugar donde se reúnen las personas con la finalidad de entretenerse y conversar un momento, allí trabaja con la ayuda de su esposo, lleva más de 8 años con su negocio y gracias a este se han podido salir adelante.

Este crédito es para comprar plátano, maní, gaseosas y otros víveres necesarios para preparar los alimentos. Lleva más de 9 ciclos en el Banco Comunal y le gusta porque los créditos son de gran ayuda.

Su sueño es ver que su hijo menor termine sus estudios y que sea una persona de bien.

About Ecuador

  • $10,200
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $23,146,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Julia Esperanza to buy bananas, peanuts, sodas and other supplies.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 24, 2012
Listed
Oct 1, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2013