Prod Natura (Cuenca) Group
One of the members of this group is Jessica, who was invited to form part of the communal bank by her mother-in-law. She lives in the Victoria del Portete parish, and is a young woman of only 18 years old. She is married and has two children from this marriage, a two-year-old, and a 3-month-old baby. Her husband works in construction as a mason, and as they don't have their own home they live in Jessica's mother's house sharing household expenses.
Jessica spends her time taking care of her children because they are still very small, but in order to help with the household expenses she breeds chickens. She has been doing this for 5 months and it is going well.
This is her first loan and she is going to invest it in purchasing more chickens and chicken feed. Her goal is to grow this business.
Una de las socias de este grupo es la Señora. Jessica, fue invitada a formar parte del banco comunal por su suegra, vive por la parroquia Victoria del Portete, es una mujer muy joven con apenas 18 años de edad, está casada y en su unión conyugal ha concebido 2 hijos, uno de 2 años y un bebé de 3 meses. Su esposo labora en el área de la construcción como albañil, no tienen casa propia por lo que viven en casa de su mamá compartiendo los gastos del hogar.
La Señora Jessica pasa al cuidado de sus hijos quienes son aún muy pequeños, pero para aportar a la economía de su hogar se dedica a la cría de pollos, esta actividad la desempeña hace 5 meses le va bien.
Este es su primer crédito y lo va a invertir en la compra de pollos y alimento para los mismos.
Su meta es crecer en este negocio.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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