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Update on Cirila

Since she was very young, Cirila's parents taught her to make bread and the business of selling "Chuta" bread. Now Cirila continues working in the preparation of breads, and like the majority of people who do this work, she has to rent ovens by the hour to be able to make her bread.

Cirila needs this loan to purchase basic ingredients such as bags of flour, yeast, bags of sugar and many other things.
View original language description ↓
La socia Cirila desde muy niña sus padres le enseñaron la elaboración de panes y el negocio de la venta de panes de “Chuta”. Ahora Cirila sigue dedicándose a la preparación de los panes, ella como la mayoría de pobladores que se dedican a este negocio tienen que alquilar los hornos por horas para poder elaborar sus panes.

En esta oportunidad Cirila requiere el préstamo para comprar insumos como por ejemplo sacos de harina, levadura, sacos de azúcar y muchas cosas más.

Previous Loan Details

Cirila is 50 years old and has six children, all of whom are independent. She lives in the city of Oropesa in Cusco Province, Peru. Cirila says that when she was a young girl, her parents taught her how to bake and now she has a business selling “Chuta” bread. Today she is independent and spen... More from Cirila's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 131
    View loans »
    Peru Loans Fundraising
  • $58,903,675
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Cirila to purchase bags of flour, yeast, bags of sugar and many other things.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 4, 2012
Sep 13, 2012
Currency Exchange Loss:
Feb 15, 2013
This photo was used before for a previous loan for Cirila. It was first posted on Kiva on Feb, 2011. Learn More